In Terms Of Money, We Have No Money meme template: A single portrait image shows Gru in a gray ribbed sweater clasping his hands in front of a crowd of Minions inside a blue-lit industrial lair. The exact linked asset depicts the setting and character associated with Gru’s financial-status line; the catalog exposes two caption slots over the image.

In Terms Of Money, We Have No Money Meme Template

This image comes from Despicable Me (2010). In the movie, Gru is addressing the Minions about his plan to steal the Moon; when explaining the plan’s finances he says they have no money. The exact quote and scene are documented by a scene transcript/archive and the meme is catalogued as a Despicable Me / Gru format. Online use turns the blunt budget disclosure into a joke about being broke, having ambitious plans without resources, or being comically stingy. The serious presentation to an assembled workforce gives the line mock-business-report energy.

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How to use this meme template

What the In Terms Of Money, We Have No Money meme means

This image comes from Despicable Me (2010). In the movie, Gru is addressing the Minions about his plan to steal the Moon; when explaining the plan’s finances he says they have no money. The exact quote and scene are documented by a scene transcript/archive and the meme is catalogued as a Despicable Me / Gru format. Online use turns the blunt budget disclosure into a joke about being broke, having ambitious plans without resources, or being comically stingy. The serious presentation to an assembled workforce gives the line mock-business-report energy.

A single portrait image shows Gru in a gray ribbed sweater clasping his hands in front of a crowd of Minions inside a blue-lit industrial lair. The exact linked asset depicts the setting and character associated with Gru’s financial-status line; the catalog exposes two caption slots over the image.

How the joke works

Slot 1 (upper caption): state an ambitious plan, desired purchase, or spending situation. Slot 2 (lower caption): reveal the resource shortfall, ideally with the blunt pattern “In terms of [resource], we have no [resource].” The payoff should make the contrast between ambition and means clear. Other scarce resources can replace money if the shortage remains central.

  1. Upper slot: establish the ambitious goal, expense, or plan.
  2. Lower slot: expose the lack of money or another essential resource as the punchline.

Caption examples

Example that works
  1. Our roadmap includes an office, an app, and a global launch
  2. In terms of money, we have no money

The second caption punctures the ambitious plan with the template’s blunt financial reveal.

Example that misses
  1. In terms of money, we have no money
  2. Gru is standing with Minions

The first line gives away the familiar punchline and the second merely describes the picture.

Situations it fits

  • a project scope that exceeds its budget
  • an expensive wish conflicting with a bank balance
  • a startup planning big features with little funding
  • a team depending on free tools because paid resources are unavailable

When this format does not fit

  • Do not use a resource shortage that is unrelated to the setup.
  • Do not make the setup itself already say there is no money; preserve the reveal for slot 2.
  • Do not turn ordinary financial hardship into a target of ridicule; keep the joke aimed at plans, contradictions, or comic stinginess.
  • Do not add lengthy clauses that obscure the blunt punchline.
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